Launched Digital Landing Platform by BoB to serve retail loan seekers

Bank of Baroda launched a Digital Lending Platform on monday, which enables potential retail loan seekers to get loans digitally through a paperless process at the expediency of their place and time of choice.

The bank at present offers pre-approved Micro Personal Loan to existing selected customers to shop anything through offline/online partner channels and pay later in easy EMIs.

According to the bank, the main objective is to provide exceptional customer experience, modified customer journeys and scale the lending business through digitization

“Bank envisages outpacing the banking industry growth by 1.50 times at compound annual growth rate (CAGR) of 16 per cent over next 5 years by adopting digital first lending approach across retail, MSME and agriculture segments,” said Vikramaditya Singh Khichi, Executive Director.

The Digital Lending Platform provides ‘In Principle approval’ for Home Loans, Car loan and Personal Loans in 30 minutes without human interference.

”The digital loan process is done from the various sources of the loan applicant’s financial profile and the applicant will get ‘In Principle approval’ in 4 simple steps. The potential applicants can avail the facility through multiple channels – website, mobile banking, internet banking and social media as well,” the bank said in a statement.

The Bank will also offer ‘Online Loan against Fixed Deposits’ through Digital Lending Platform, which enables the Fixed Deposit customers to avail loan against their Online FD immediately through mobile banking and net banking facility.

With the launch of Digital lending Platform, Bank believes that personal loan disbursements will be completely digitized first followed by MSME and Agriculture disbursements. As such Bank envisages that the digital share of expenditure in retail lending will grow to 74 per cent over 5 years

Reference By: https://knnindia.co.in/news/newsdetails/economy/bank-of-baroda-launches-digital-lending-platform-to-serve-retail-loan-seekers

Article written by Devesh Rai | Find Best hotel Management course with best Hotel Management Institute

The Leela Ambience Hotel introduce luxurious staycation package

The Leela Ambience Convention Hotel has introduced an immersive and luxurious staycation package to indulge their guests and leave them spoilt with limitless choices. 

The hotel’s characteristic and festive ambience with a very special Christmas tree will raise the yuletide spirit. The star attraction will be a beautifully crafted life-size Gingerbread House that will host a one-of-its-kind Christmas carnival inside serving an array of lip-smacking delicacies such as marshmallows with delicious hot chocolate, warmed cookies, chocolates, Christmas cakes and more. Adding to the festive fervour, Christmas Carols will be sung by the choir on 24th and 25th December. Christmas isn’t complete for kids without meeting their dearest Santa Claus. The hotel has particularly planned “Meet the Santa” activity from December 22nd to 25th for them. 

Those looking for an intimate family outing within the city would love the dreamy packages that can be personalized and upgraded as per one’s preference. The hotel has intended an array of captivating experiences that will be loved by guests of all age groups. With inclusions such as accommodation for two along with breakfast and an option to choose between a eclectic 5 course set menu for dinner at Dilli 32, their Speciality Indian restaurant or an exquisite unlimited beverage option paired with delectable sharing platters and canapes at Club Cuba and poolside celebration with a live band performance and DJ, the hotel is all set to delight you. Guests will also get a 20% off on culinary experiences during their stay. The package also includes a voucher worth INR 1000 for the Gingerbread House that can be redeemed for shopping Christmas special goodies.

Revel in the holiday strength with your loved ones by indulging in a much-deserved break in this challenging year. The Leela Ambience Convention Hotel is looking forward to indulging you with a special, safe and hassle-free experience.

Reference By : http://www.hospitalitybizindia.com/detailNews.aspx?aid=40148&sid=1

This article written by Devesh Rai
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Deep Preet Bindra is joined as General Manager Courtyard by Marriott, Ramdev Nagar, Ahmedabad

With his rich and varied experience panning over 17 years in the hospitality and services sector, Bindra will lead the team at the hotel to reinforce its position in the value-driven market of Ahmedabad

Marriott International has selected Deep Preet Bindra, as the General Manager for Courtyard by Marriott, Ahmedabad (Ramdevnagar). With his rich and diverse experience panning over 17 years in the hospitality and services sector, Bindra will lead the team at the hotel to reinforce its position in the value-driven market of Ahmedabad.

Having started out as a management trainee at the financial services corporation, American Express, Bindra took a jump into the hospitality sector since 2008, when he joined The Oberoi Hotels and Resort. Two years later, in 2010, he joined Westin Gurgaon and Westin Sohna Resort and Spa as a part of the pre-opening team and was further promoted to Director of Sales for multifaceted properties. He later joined Marriott International’s flagship hotel JW Marriott Hotel New Delhi – Aerocity and has been attending the company since, in various roles.

Bindra has worked in different capacities at different hospitality brands including some of Marriott’s premium properties such as JW Marriott at Aerocity in New Delhi and Marriott Whitefield in Bengaluru. His multi-dimensional experience in different roles in Marriott International and other brands has helped him carve a niche in bringing about operational excellence.

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Under his leadership, Bengaluru Marriott Whitefield has seen income growth across various channels contributing to it becoming a market leader in ADR, OCC and overall guest experience.

Sharing his views about his upcoming journey with Courtyard by Marriott in Ahmedabad, Bindra said, “Ahmedabad as a market is exclusive and promising. it’s an eclectic blend of centuries old culture and traditions being India’s first UNESCO World Heritage City and a gateway to the fashionable world being an emerging global business hub located in on the brink of the country’s first international financial services centre -GIFT City. Continuing my journey with Marriott International, I anticipate to the chance of strengthening the position of this hotel within the city’s growing hospitality sector.”

“Through Marriott’s promise of hospitality, we’ll put our greatest foot forward to continue offering specially curated experiences for our new and existing guests. the main target is going to be on improving processes and convey about innovations in our services to best cater to the various requirements of our esteemed customers,” Bindra further went on to mention. A firm believer in a collaborative approach in achieving operational efficiency, Bindra is understood for his well-thought-out business strategies and for keeping his team dynamic and motivated.

Bindra is an alumnus of Delhi University and has pursued post-graduation in business management from Indraprastha University. he’s a voracious reader and a well-traveled individual and prefers spending quality time together with his wife and daughters in his leisure

Reference by: https://www.hotelierindia.com/operations/13005-deep-preet-bindra-joins-courtyard-by-marriott-ahmedabad-ramdevnagar-as-general-manager

This article written by Devesh Kumar Rai
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Opened Taj Chia Kutir Resort & Spa in Darjeeling, WB

The 72-room resort, often enveloped in mist, has panoramic views of the rolling hills. the planning is inspired by the meandering tea terraces and blends with nature.

Indian Hotels Company’s (IHCL) iconic brand, Taj has announced the opening of Taj Chia Kutir Resort & Spa, Darjeeling within the state of West Bengal. The resort is situated within the world-renowned Makaibari Tea Estate, founded in 1859, and residential to the world’s first tea factory.

Puneet Chhatwal, director and Chief military officer, The Indian Hotels Company, said, “IHCL with its pioneering spirit has put many destinations like Rajasthan, Goa and Kerala on the tourism map. We are delighted to step into another new destination within the East – Darjeeling. Taj Chia Kutir & Resort may be a welcome addition to our existing hotels within the magnificent Himalayas.”

Nestled amidst sun-kissed tea gardens, Taj Chia Kutir Resort & Spa is covering 22 acres. The 72-room resort, often enveloped in mist, has panoramic views of the rolling hills. The planning is inspired by the meandering tea terraces and blends with nature.

The culinary choices include The Chia Veranda, the all-day diner, perched within the natural surrounding serving world cuisine. Sonargaon, the fine dining restaurant, offers northwest frontier, Punjabi and Bengali cuisines. Guests can enjoy an elaborate dinner and tea tasting session with the Tea Sommelier at the charming Makaibari Tea Lounge. The elegant all-glass bar offers enchanting views of the tea gardens.

 “Taj Chia Kutir, the luxurious haven within the Himalayas, offers many immersive destination experiences. Guests can enjoy plucking and tasting tea at the Makaibari Tea Estate or nature trails with naturalists within the hills. we glance forward to bringing Taj’s legendary hospitality to the Queen of Hills,” stated Jitendra Lote, head, Taj Chia Kutir Resort & Spa, Darjeeling.

Flanked by hilly slopes, the resort is a perfect destination for elegant events and intimate social gatherings. it’ll also offer signature therapies and coverings from Jiva; our spa brand deeply rooted in Indian traditions of healing. With the addition of this hotel, IHCL will have six hotels in West Bengal including three under development.

Referenced By: https://www.hotelierindia.com/business/13007-taj-chia-kutir-resort-spa-opens-in-darjeeling-west-bengal

This article written by Devesh Kumar Rai
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Priyanka Chopra wore rss khaki nikor, coming from the branch, people said troll

Priyanka Chopra trolled fiercely on social media after doing so, she said, the color of the RSS is the color of Rashtriya Swayamsevak Sangh (RSS) and her husband, Nick Jonas. Being told that there is going to be a part of the union’s branch.

It is worth noting that in addition to Priyanka Chopra bollywood, Hollywood also has a big name. The clothes worn by them often become styled statements. In such a way, Priyanka Chopra may be trolling on wearing a khaki-colored shirt but her self-confidence walks with it. Priyanka Chopra is wearing black shoes with it, which is part of Rashtriya Swayamsevak Sangh RSS’s dresses. He would dress top wearing placed l RSS l As he put these inside the shorts RSS l Priyanka put jackets and Gagl a blue L

Priyanka Chopra is also seen with her husband Nick Jonas, who looks very stylish.

While trolling Priyanka Chopra, people have written that they are participating in the meeting or branch of the Rashtriya Swayamsevak Sangh RSS.

The same troller has compared the likes of Priyanka Chopra and Nitin Gadkari, who is wearing a good dress.

Many fans have supported it too. One fan wrote,

Priyanka Chopra will soon be seen in the film “The Sky Is Pink”, in which Farhan Akhtar plays a key role in the film.

It is worth mentioning here that now the RSS is out of the dress dresses and now it has become full pants. First, there used to be khaki colors. The country has about 2.5 lakh service jobs in the country. Apart from this, Prime Minister Narendra Modi has also been associated with RSS’s RSS branch.

Rajiv Gandhi assassin raised the problems of Sanjay Dutt

A lot of people know why film actor Sanjay Dutt was sentenced to jail. Sanjay Dutt’s name appeared in the 1993 Mumbai blasts case. Terrorist and Disruptive Activities (prevention) Act (TADA), written in Hindi, Tada, a case was registered against Sanjay Dutt. The reason for this was the allegation against Sanjay Dutt, which said that Sanjay Dutt had bought AK-56 rifle from Abu Salem. The second name in this news is Perarivalan. Who is Perarivalan? Perarivalan is being punished for the murder of Prime Minister of India Rajiv Gandhi. Perarivalan was accused of supplying 9-volt battery for suicide jacket used to kill Rajiv Gandhi. Perarivalan is still in jail.

According to the report, Sanjay Dutt has been found to be in difficult situations due to the information received under the Right to Information Act Perarivalan, convicted of Rajiv Gandhi’s assassination. Sanjay Dutt has now gone out of his prison sentence. During his sentence, Sanjay Dutt came out on parole too many times. According to the information received by Perarivalan in this regard, the jail authorities violated the rules several times to allow parole and leave to Sanjay Dutt.

As long as the case went on, Sanjay Dutt was jailed many times. Came out on bail after a lengthy trial in 2007, the TADA court acquitted Sanjay Dutt of blaming charges in 2007. But in the case of arms, sentenced to six years of rigorous imprisonment. Later, in 2013, the Supreme Court converted Sanjay Dutt’s sentence to five years in jail. Sanjay Dutt surrendered on May 16, 2013. And left the prison on May 25, 2016 on several occasions of his imprisonment, Sanjay Dutt came out on parole.

Date March 24, 2016. One month after Sanjay Dutt was released from jail. Perarivalan asked the Yerwada jail administration of Pune to answer the questions under the Right to Information on five questions. Perarivalan asked for accounts, accounts and official letters of all those meetings which were related to Sanjay Dutt’s exemption from jail. Perarivalan also asked for a reply on which law or under which section of the constitution was Sanjay Dutt released from jail? Perarivalan sought the details of the correspondence between the state and the central government and also sought to see all the records through one of his representatives. Perarivalan got answers to all his questions after three years i.e. on April 20, 2019

According to the news in the “Open” magazine, the rules were not followed in the discharge of several times from jail to Sanjay Dutt. Perarivalan shared information with Open Indeed, prison authorities cannot take any decision on the consent of the central government without the prison leaves – in which the furlows and parole (which we will explain next) – prison administration or state government. According to information received from Yerawada jail, Perarivalan did not receive any official letter from the Central Government.

In the information provided to Perarivalan by the first appellate officer of Yerwada Central Worker on April 20, 2016, it was clarified that no papers of the Central Government are present with the jail authorities for the release of Sanjay Dutt from the jail. According to ‘Open’, the Appellate Authority also cleared that no opinion was taken from the Central Government before leaving the jail.

Sanjay Dutt’s jail calculation

Sanjay Dutt was jailed for the first time after the bomb blasts on April 19, 1993. Sanjay Dutt came out on bail on May 4 after spending fifteen days in jail.

Two months later, Sanjay Dutt was arrested again and now he came out of jail on October 16, 1995. After being out of office for more than ten years, Sanjay Dutt was again jailed in the Arms Act in July 2007. Came out on August 20, 2007.

Now came in 2013. The Supreme Court reduced punishment for one year.

Sanjay Dutt was again jailed in May 2013. Four months later, he was given 14 days leave under the furlo. Which was again extended for two weeks.

Sanjay Dutt returns to jail on October 13, 2013 On December 6, the parole of 30 days was abandoned again.

They had to return to jail in January 2014. But they did not come. Overall, his parole was extended for 60 days in a row. Sanjay returned on February 18, 2014.

December 2014. Sanjay Dutt again came out on the furl. And demanded increase of two weeks. Not found The jail had to come back.

August 2015. Sanjay Dutt gets a 30-day parole Come back in September And on February 16, 2016, the prison was released from prison. And if Sanjay Dutt was released, then after applying for reducing his punishment.

The timeline shows that Sanjay Dutt has spent more time outside the jail. And during the whole imprisonment he got a parole of 120 days and 44 days leave. According to ‘Open’, getting such a break is almost impossible for any prisoner.

What is Furlough (Furlo) ie leave and Parole (Parole)

Furlo means leave If a prisoner has been convicted of a prisoner and has been convicted, he can get a 14-day leave from jail for one year. If needed, the leave can be extended up to two weeks and 14 days. The prisoner of Furlo Prison has the right to prison. Many of the difficulties in the case have also denied the jail administration.

But in contrast, the parole depends entirely on the administration. When applying for an emergency or urgent work, jail authorities parole prisoner. A parole of up to 90 days can be received in one year, and a maximum of 30 days parole can be received at a time. It should also know about parole that it is not the prisoner’s right.

Why did Perarivalan do this?

AG Perarivalan was prosecuted for supplying two 9-volt battery. He was sentenced to death, but on February 18, 2014, the Supreme Court converted his sentence into life imprisonment. On February 19, 2014, the Tamil Nadu government announced to release Perarivalan and six other accused.

It is possible to the extent that Perarivalan feels that even after getting relief from the Supreme Court and getting the release from the state government, he is in jail and Sanjay Dutt is being given the exemption by keeping the rules on hold. Because after the conviction, when Sanjay Dutt was spending time out of jail most of the time, the relatives of the prison’s other detainees filed petitions, which were not heard on.

The world’s youngest child is discharged from hospital, now it is absolutely healthy

The youngest child in the world has now been discharged from the California hospital. The child was fighting for life for five months in a hospital in San Pedro. The child’s name is Saibi and now it is healthy to stay alive.

Sharpe Mary Brich Hospital officials said that Baby Saibi was born in December last year. The baby was born in 23 weeks and three days. When Baby Cybele was born, its weight was only 243 grams of 8.6 ounces, but the weight of the sibi when she was discharged from hospital was about 5.6 pounds, or about 2.5 kilograms.

According to the hospital, when Saibi’s mother came to the hospital during pregnancy, her condition was very serious. Doctors told that the baby’s weight was not getting increased in the womb, due to which the mother’s life was threatened. Therefore, the baby was born within 23 weeks and 3 days through emergency caesarean section. Sabia has also been ranked as the world’s youngest surviving child.

Finch tips fired-up Warner to dominate World Cup

Finch said the ban, imposed after Warner masterminded the “Sandpaper-gate” scandal in Cape Town last year, had given the 32-year-old a chance to refresh his game

 

Australia captain Aaron Finch believes David Warner will enter this year’s World Cup desperate to prove himself as the disgraced batsman prepares to rejoin his teammates after a ball-tampering ban.

Warner has been in red-hot form in the India Premier League after completing a 12-month suspension for cheating, averaging 69.20 in 12 innings, including a century and eight fifties.

Finch expected the fiery batsman to also dominate on the international stage, providing a massive boost for Australia as the reigning champions chase a sixth World Cup trophy.

“He’s coming back with a huge hunger, not just to perform well for his franchise, but to dominate international cricket again,” Finch told Melbourne commercial radio.

“When you have your dream taken away from you for 12 months, I can imagine there’s something inside you that burns really strongly.”

Finch said the ban, imposed after Warner masterminded the “Sandpaper-gate” scandal in Cape Town last year, had given the 32-year-old a chance to refresh his game.

“He’s a super player, we know how destructive he can be,” he said.

“I think having time off to spend with his family and get away from the game (was important).”

Warner and former Australian captain Steve Smith, who was also banned over the cheating scandal, will officially rejoin the Australian squad for the first time at a training camp in Brisbane on Friday.

Finch did not expect any problems re-integrating them into the team, even though the former captain and deputy will have to defer to a new leadership team.

He said he would consult the pair about on-field tactics.

“I’ll be using them as much as I can tactically because they’ve both captained a lot of cricket and are very good captains on the field,” he said.

“It would be really naive of me not to lean on them.”

Finch also revealed he feared for his own spot on the team after a recent barren run, although he believed he had now returned to form.

“In the back of your mind you’re thinking, ‘Gee, the World Cup isn’t far away, as a captain I could be left out of the squad’,” he said.

“Then you start putting unrealistic pressure on yourself to perform.”

Finch had an unsuccessful spell in the Test side last year, averaging 27.80 in five matches, and conceded that at 32 his career in the long-form game was over.

“My chances to play Test cricket again have probably slipped away,” he said.

“I’m still very grateful for the opportunity… I’m OK with that because I gave it everything I could.”

Article Reference By Cricket.com

Rights and Responsibilities of Mutual Fund Investors

To ensure that you are making an informed decision and there is complete transparency in the way your money is being managed, the market regulator, Securities and Exchange Board of India (SEBI), has put in place positive rights for you as a Mutual Fund investor.

Let’s take a closer look at your rights and duties as an investor:

Right to assess scheme related documents

Scheme Information Document
This document provides key information about the nature of the scheme, asset allocation strategy, fees and expenses, and the details about the Fund management team.

Statement of Additional Information
This document contains necessary information about the Asset Management Company (AMC) such as details of key personnel, sponsor and trustees, and details of Tax, Fund management process, auditors and legal team.

Key Information Memorandum
It contains scheme information highlights such as its key features, performance record, and terms and conditions of investing.

Fund Fact Sheet
This document contains all the information regarding the portfolio composition of the scheme.

Your responsibility

• Read all the scheme information documents carefully
• Check if the investment objective and risk profi le of the Fund is aligned with your Goals
• Be aware of the expenses that include the Fund management fee, Taxes and other operational costs

Right to question distributor fees and commission
You have the right to know about the fees and commission structure of your Mutual Fund Scheme.

Your responsibility

• Ask the distributor about the suitability of the scheme he is recommending to your portfolio
• Understand the fee structure

Right to receive and know about dividends and redemptions
If any dividend is declared on your MF scheme, you have the right to receive the proceeds within 30 days from the declaration, failing which you are entitled to an interest of 15% per annum for the period of delay.

Your responsibility

• Provide correct contact details to receive updates from the Fund
• Provide your bank account details to the Fund for timely receipt of dividend

How To Buy Tshirts Online With Small Price.

These days one can find many online stores for T-shirts that can not only provide T-shirts but also best deals in the market. But when I go through the collection it is not at all what they promise. Many of these stores either charge courier charges or give have service charges which are hidden most of time and at the end of the day I end up paying more than what is promised by them.

While going through the stores it is quite difficult to find that store which is honest and provides the best product with the correct price. After all what wrong why don’t they deliver what they promise and tell what correct price is and not keep us in dark till the 12th Hour. With market being so versatile none of them has been so transparent about their offers.

So I would suggest you all to go through the stores more carefully as they provide you big promises but when it comers to the payment you have either pay them service tax or end up paying the delivery charges. I even requested them to let me know where I can pick it from them so I don’t have to pay them extra charges but most of the time they ignore it with no solid reason. I had almost lost all the hopes of getting the best deal from any of this online store but finally I got teesort.com where I was able to find the best rates that include all those hidden charges which are always hidden with the others. Not only the T-shirts where cheaper but the quality was better than other and it was to my surprise the delivery was on time. The best of the other and I made up my mind to get all of you know what the online store should be like, be a festivals or be it a party T shirts they have delivered it with style. After all we deserve all this but unfortunately none other than Tee sort have been able to deliverer it.

Well I would conclude with my recommendation that if your are puzzled like I was a while ago you should make the same decision as I did to give them a shot and I am sure you would be not be disappointed as they have the best of everything with them right from the best quality to the best rates. The Puzzled City T-shirt is one I ordered and I could not find such unique designer shirts foe men with any other store neither could I find one with such a cheap rate. So go for it and get the best design to express your self with the best rates you have always been looking for.